HOW WE CAN HELP YOU?
Our advisers have years of prior experience in the financial services industry, helping a diverse range of personal and business clients grow and protect their wealth. This includes working in the financial planning industry in several of Australia's premier banks, specialising in Wealth Management and Self-Managed Superannuation Advice. We are passionate about helping clients grow and protect their wealth.
We can work with you to gain an understanding of your personal circumstances, in particular your financial commitments and lifestyle expectations, and provide tailored advice to help you with:
Deposit & Payment Products
Life Products (including Life Products under Superannuation)
Business Insurance Strategies
Superannuation
Retirement Income Streams
Retirement Planning
Self-Managed Superannuation Funds
Margin Lending & Geared Investments
IN A NUTSHELL WE CAN HELP
Grow your retirement nest egg
Take advantage of economic and legislative changes to reduce the tax you pay
Invest for future goals (e.g. Children’s education)
Make the most of redundancies, inheritances and insurance payouts
Protect your family and future with personal insurance
Margin Lending & Geared Investments
If you own or manage a business, José can also help you meet your Employee Superannuation obligations and assist with your business insurance needs.
TECHNICAL ACCREDITATIONS
José is authorised to provide advice on the following strategies and products:
Retirement Income Streams
Business Insurance Strategies
Self Managed Superannuation Funds
Margin Lending and General Investments
REMUNERATION
Legacy Planning and José Pais receive a portion of the fee for service paid by clients and/or the brokerage/commission paid by product issuers to Millennium3 Financial Services Pty Ltd.
Fees that may be applicable for preparing your advice include:
Statement of Advice Preparation: $300 – $550 per hour depending on time and complexity of the advice document, calculated based on the billing rate of various professionals and specialists that have had input into the Statement of Advice Preparation. Initial commissions may be taken in payment of Statement of Advice Fees. An estimated cost will be provided to you prior to the commencement of any work.
Ongoing Fees: These will vary depending on the ongoing service arrangement negotiated. Ongoing service fees will be proportionate to the number of hours spent with the client and reporting functions through the year at $330 – $550 per hour depending on the time and complexity of the advice.
Initial and Ongoing commission is also payable by some product providers, depending upon the investment or insurance premium amount.
All fees will be fully disclosed in a formal advice document.
NB: Costs include GST